When you’re ready to trade in your current vehicle for an upgrade, our RAM truck dealers have you covered. At Van Horn Chrysler Dodge Jeep® RAM FIAT of Plymouth, we have Dodge cars and used Jeep vehicles for you to browse and test drive today. But before you begin, make sure you’ve thought through your budget.

  1. Check your credit score and debt

If you’ll be applying for a car loan, it’s important to review your credit situation. Do you have other outstanding loans? Any credit card debt? A balance left on your previous car loan? Write down all your debt and monthly payments to see how much you’d be able to afford, and check your credit score to determine where you stand.

  1. Assess your monthly cash flow

Next, evaluate your monthly income and compare it to your current expenses. How much is left over, if anything? This will help you come up with a car payment based on what you can actually afford, not what you want to afford. Also, you’ll want to consider the amount you pay forth as a down payment, and the value of your trade-in if applicable.

  1. Get pre-approved

You are more than welcome to apply for credit right here on our dealership website. This will allow you to get a head start on the loan process and see what kind of loan you can get approval for. We also offer a finance calculator to help you further assess your current standing.

  1. Visit our dealership

When you’ve figured out your financials and budget, it’s time to visit our dealership to meet with a finance professional. We can guide you toward new RAM or Dodge models within your budget and help you with the entire loan process. Visit our Plymouth, WI Chrysler dealers to learn more about our services and inventory.